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Galina Fine Jewelers – A Jewelry experience like no other. Shop jewelry, watches, bullion.

Galina Fine Jewelers

Jewelry Financing

Enjoy Tailored Financing For Your Dream Jewelry At Galina Fine Jewelers

Finding that perfect piece of jewelry that speaks to your style and personality is thrilling. And if finances are the only thing keeping you from a beautiful piece that you’re in love with, Galina Fine Jewelers has you covered through our financing services.

We offer a range of tailored financing options that make your dream of owning one-of-a-kind, custom jewelry pieces a reality. From engagement rings and wedding bands to exquisite custom-designed pieces, we've got you covered with convenient and hassle-free financing solutions.

Our Financing Options

ACIMA

Our ACIMA financing option is designed to offer you a seamless and credit-free financing experience. Unlike traditional financing options that involve lengthy credit checks, ACIMA does not require a credit check at all. This means that you can apply for financing in-store using our 'scan to apply' process on your cell phone and receive an answer on your approval status momentarily.

Forget about the traditional lengthy credit checks; ACIMA makes it easy for you to take home your desired jewelry pieces right away and pay later in small personalized monthly or biweekly payments. However, because the team at Galina’s believes in transparency, it is worth noting that ACIMA financing is technically a lease-to-own program and you'll need to make a small initial payment in advance before you receive the merchandise.

Synchrony

For those looking for credit-based financing, Synchrony is the ideal choice. Synchrony jewelry financing offers competitive interest rates, flexible monthly payment options, and no annual fees, making it an attractive option for our customers who want to make their jewelry purchases more convenient.

Our in-store application process is quick and easy. Once approved, you gain access to a credit line that you can use to make purchases at our store. Whether you're captivated by our exquisite engagement rings, dazzling necklaces, or elegant watches, Synchrony financing empowers you to bring your desired jewelry piece home with you now and pay later.

Lay-Away

If you prefer a budget-friendly payment plan, our layaway option is the perfect fit. Layaway financing is a time-tested and customer-friendly program that enables you to reserve your favorite jewelry piece with a small initial deposit.

This allows you to lock in the current price and avoid potential price increases in the future. Once you've chosen your desired jewelry piece, our friendly staff will help you set up a personalized payment plan that fits your budget and timeline.

Klarna: Coming Soon

As one of the leading jewelry stores in Cottonwood, AZ, we are always striving to enhance our financing options for our valued clients. That is why we are currently working on partnering with Klarna to offer our esteemed clients yet another convenient financing solution.

Klarna is a leading global payment provider that offers a "buy now, pay later" solution, allowing you to spread out your payments over time. With Klarna, you will enjoy interest-free financing for your jewelry purchases at our store if paid in full within the agreed-upon period, giving you the freedom to pay at your own pace without incurring additional charges.

The Best Place To Sell Your Jewelry - Trade It In!

If you have old jewelry or silverware you no longer have a use for anymore, trade it in for a fair market value. You can sell your jewelry for cash or you can apply the value towards your new purchase at Galina Fine Jewelers!

Make Your Dream Jewelry Purchase Today

At Galina Fine Jewelers, we understand that making jewelry purchases can be expensive. That is why we offer flexible financing options to make the process easier and more convenient for you. With our range of credit-based and credit-free financing solutions, you can easily buy your desired jewelry without putting too much strain on your finances.

Give us a call today to learn more about our financing options or visit our store to see how we can help you own your dream jewelry.